Privacy Policy

Last updated: January 1, 2025

StudentLoanTruth ("we", "us", or "our") operates the website studentloantruth.com. This page explains what information we collect, how we use it, and your rights. Please read it carefully.

1. Information we collect

Calculator inputs. All calculations (loan amount, interest rate, repayment term) are performed entirely in your browser. We do not transmit, store, or log any numbers you enter into the calculator.

Usage data. Like most websites, we automatically receive standard server log information when you visit, including your IP address, browser type, referring URL, and pages viewed. This data is used solely for diagnosing technical issues and understanding aggregate traffic patterns.

Cookies. We use cookies for the following purposes:

• Analytics (Google Analytics): Anonymised data to understand how visitors use the site (pages visited, time on site, device type). You can opt out via Google's opt-out tool.
• Advertising (Google AdSense): Google uses cookies to serve relevant ads based on your interests. You can manage ad personalisation at adssettings.google.com.

2. How we use information

• To operate and improve the website
• To serve contextually relevant advertisements via Google AdSense
• To analyse aggregate traffic and usage patterns
• To respond to contact form enquiries

We do not sell, rent, or trade your personal information to third parties.

3. Google AdSense and third-party advertising

We use Google AdSense to display advertisements. Google and its partners may use cookies to serve ads based on your prior visits to this site and other sites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this and other sites.

You can opt out of personalised advertising by visiting aboutads.info or by adjusting your settings at adssettings.google.com.

4. Data retention

Server log data is retained for up to 90 days and then deleted. Contact form messages are retained only as long as necessary to respond to your enquiry.

5. Children's privacy

This site is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has submitted personal information, please contact us and we will delete it promptly.

6. Your rights

Depending on your location, you may have the right to access, correct, or delete personal information we hold about you. To exercise these rights, please contact us using the details below.

7. Changes to this policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised "last updated" date. Continued use of the site after changes constitutes acceptance.

8. Contact

If you have questions about this Privacy Policy, please use the contact page.